Travel Insurance

Planning your annual holiday trip is important to most of us as it is the time when we take time to look after ourselves after working hard all year long. Some of us travel more frequently and whether you are planning a single trip or have more than one holiday per year you will probably want to make sure you have adequate travel insurance cover in the unfortunate event that you need to make a claim against your travel insurance.

Unfortunately many people often forget to buy travel insurance before they go on holiday and it is not until you run into problems that you realize how important it would have been to have obtained a travel insurance policy in the first place. The main reason people forget to buy travel insurance is because it can take a lot of time and effort to find the right travel insurance policy and that coupled with arranging the holiday itself either puts people off or travel insurance becomes an oversight. Besides who wants to think about insurance when they are planning a holiday?

Insurance is not the most exciting thing we can occupy our time with but it does offer peace of mind and is a great help to us when we need it most therefore anyone considering traveling should make insurance a priority especially if you and your family are traveling together. Besides, children are often covered for free if they are dependents of the policy holder and are under 18 years of age.

One way of overcoming the boring task of buying travel insurance is to buy a single premium policy or annual travel insurance which allows you to take many holidays which are all covered by one insurance policy. There are always different levels of cover and it is important to check with your travel insurer to find out what length of holiday your insurance policy will cover. For instance, if you are going away for 6 weeks and your annual travel policy on covers vacations of up to 3 or 4 weeks duration, you will find yourself uninsured which will leave you high and dry. Most travel insurance companies will offer up to 4 options for the duration of trip and it is important that you select the most appropriate option for yourself.

Another advantage of annual travel insurance is that if you enjoy winter sports, you can ask your insurer if they have a winter sports option so you will be covered for those holiday trips as well. There will generally be an additional premium for this but when you bear in mind that winter sports do have a higher risk of injury associated with them, then you will begin to understand the sense in taking out the winter sports option.

Another point to consider when taking out a travel insurance policy is what exclusions and excesses apply. Many travel insurers have a blanket exclusion to cover acts of terrorism. It is worth checking with your insurer what their position on this is prior to purchasing your travel insurance policy. Also the compulsory excess may vary from insurer to insurer. This may affect the travel insurance premium you are quoted when obtaining an insurance quote. Remember, in the event of a travel insurance claim, you will be expected to pay the excess so it is worthwhile considering if this is acceptable to you. The best thing to do is obtain a number of travel insurance quotes especially if you are thinking of buying an annual travel insurance single premium policy. Then compare what each insurer offers so you know which one offers you the best deal.

Do you understand the purpose of an external audit? It can boost your business analysis and performance.
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Travel Insurance Options for Traveling Abroad

Travel insurance is just one of things that are necessary when traveling abroad. Travel insurance can be a very practical solution to providing protection for unexpected emergencies while traveling. This type of insurance protects your investment and allows individuals to travel with peace of mind. There are several options available for going abroad depending on the length and type of trip. Travelers can easily compare plans from leading providers, receive quotes and purchase a plan instantly. Travel insurance can insure against unexpected illness, injury, employment loss, luggage loss and more.

It can provide coverage for Trip Cancellation and Trip Interruption. This insurance provides coverage due to unforeseen illnesses or death. Pre-departure trip cancellation insurance provides protection in the event of the traveler having to cancel flight or hotel reservations due to an immediate member of the family’s death or illness or other covered events. Trip interruption insurance provides benefits if the traveler is unable to continue the covered trip after departure due to covered events. As an option, there are companies that also provide policies that cover cancellation for any reason.

Another option available for travelers insurance is for medical emergencies. This type is beneficial particularly when visiting abroad. Insurance for medical emergencies will provide coverage for doctor visits, medication and even evacuation for medical emergencies. This is particularly important for individuals with chronic conditions or those traveling to underdeveloped countries. Travelers may also have the option of insurance that will provide coverage for tickets that are not refundable and the trip has to be cancelled. Some insurance will even cover missed flights, which can be, a life saver due to delays and overcrowding.

Baggage protection is another type of insurance available. This type of insurance covers direct loss, theft, and damage of your luggage during the covered trip. Travel Accident Protection is another insurance choice that is available. This type of insurance provides coverage for accidental death and dismemberment. This type of insurance provides protection if the traveler is injured in an accident and suffer a loss while covered under this type of plan. A comprehensive travel insurance plan is a great option and a very popular choice for vacationing abroad. This option can provide a wide range of insurance coverage and may even allow travelers to choose what options to incorporate which is why it such a popular choice.

There are several types of companies that offer insurance for travelers. Most travelers prefer to purchase this insurance directly from travel insurance agencies or companies. It is also offered by most companies that offer tours as they generally offer insurance to their clients. Major cruise lines as well offer the option to purchase travel insurance. Cruise line operators usually offer a host of plans to travelers when they schedule a cruise. Travelers can purchase insurance from a travel agent which is very convenient to purchase travel and insurance in one place.

Once you think about the high price of travel and the low price of insurance, this type of insurance is a very reasonable investment. There are plenty of things to worry about when traveling but by protecting your vacation plans with affordable traveling insurance, unforeseen events do not have to be one of them. Since it is not possible to foresee what may happen during travel, a insurance plan is a great value. Travel insurance can slash your losses in numerous situations.

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Overseas Travel Insurance Plans – Costs Less and Offers More

Everyone craves for vacations to enjoy some quality time with their loved ones and Indians are no exception. The outbound travel sector of India saw a robust growth this year because international travel destinations are highly sought-after among Indians in 2015. Obstacles like inflation, skyrocketing ticket price and depreciation of rupee couldn’t deter the wandering spirit of Indian travelers to travel around the world. Over 60% of Indians remain unmoved by the depreciating rupee and are raring to go to travel. However, the rate of availing travel insurance to safeguard the trip is still dismal among Indian travelers.

Young generations prefer to travel to international destinations once a year at least. According to a survey, 90% of these travelers make use of their own savings for overseas trips and don’t consider travel cover. Quite surprisingly, this is the mindset of young internet savvy generation as ICICI Lombard conducted the survey in the age group of 25-35 among 1049 people across six metro cities in India who had international trips in the previous year.

The survey further reveals that Singapore is the most preferred travel destination among young Indian travelers; the second and third places are held by US and UK.

Let’s take a look at the travel plans available and their prices for those who favor these destinations. Let’s start with Singapore.

Travel insurance plans available for Singapore trips

The following list of top 5 policy quotes in terms of lowest premium are for one 30 years old person looking for a single trip to Singapore. The trip duration is 10 days and the chosen sum insured is US$ 500000.

Universal Sompo – Premium of Rs. 942
HDFC Ergo – Premium of Rs. 1015
Reliance – Premium of Rs. 1129
TATA AIG – Premium of Rs. 1234
Religare – Premium of Rs.1666

The lowest premium is Rs. 942 for a travel insurance plan for a 10 days trip to any Asian country such as Singapore, Thailand. This means one has to pay less than Rs. 100 per day to make his trip safe and secured. Indian travelers must know that travel plans are not only inexpensive but they also provide coverage for loss of baggage, passport, hijack and even emergency treatment.

Travel Insurance plans available for UK trips

The following list of top 5 policy quotes in terms of lowest premium are for 1 person looking for a single trip to UK. The trip duration is 10 days and the chosen sum insured is US$ 500000.

Universal Sompo – Premium of Rs. 942
Bajaj Allianz – Premium of Rs.991
HDFC Ergo – Premium of Rs. 1015
Reliance – Premium of Rs. 1129
Bajaj Allianz ( Travel Elite Platinum) – Premium of Rs. 1139

Universal Sompo provides the lowest premium. The premium of travel insurance plan is also Rs. 942 for a 10 days trip To UK.

Travel insurance policies for US trips

The following list of top 7 policy quotes in terms of lowest premium are for 1 person looking for a single trip to US. The trip duration is 10 days and the chosen sum insured is US$ 500000.

Universal Sompo – Premium of Rs. 1344
HDFC Ergo – Premium of Rs. 1438
Bajaj Allianz – Premium of Rs.1441
IFFCO-TOKIO – Premium of Rs.1456
Bajaj Allianz ( Travel Elite Platinum) – Premium of Rs. 1658
TATA AIG – Premium of Rs. 1694
Reliance – Premium of Rs. 1783

The lowest premium is Rs. 1344 for a travel insurance plan for a 10 days trip to US. Just imagine, you are getting all types of risks covered just by paying less than Rs. 140 for each day of your trip.

Best travel insurance plans in India in terms of baggage and medical coverage

The survey also made clear that 79% people buy travel plan to cover medical emergencies. Safety of baggage is the second most vital reason as 60% people behind purchasing travel insurance policy. So let’s find out best travel insurance plans in terms of medical emergency and luggage safety.

From the above list of travel policies for US, two plans by Reliance and Bajaj Allianz look best in terms of baggage cover.

Reliance Travel care platinum provides US$1500 for the loss of checked baggage for a premium of Rs.1783.

The Travel Elite Premium plan by Bajaj Allianz provides US$ 1000 for a premium of Rs. 1658 for the loss of checked baggage.

To get the best coverage for medical emergencies, the Titanium plan by HDFC ERGO is the best. It primarily covers:

Emergency Medical Expenses
Permanent Disablement/accidental death
Hospital Cash
Loss of Personal Documents
Accidental Death
Loss of Baggage
Financial Emergency Assistance
Personal Liability

What is the cost of international travel policy for a couple?

According to the survey, 52% of travelers prefer to have trips with spouses. So, if these people can avail a travel plan for visiting US or UK or Singapore, how much do they have to pay?

Let’s start with US trip for 10 days for a sum insured of US$ 100000 covering 2 people who are 30 and 28 years old.

Religare offers the best plan which comes at a premium of Rs. 2407.

If you compare travel plans available for couples who wish to visit UK, keeping the same criteria for trip duration, sum insured and age of the traveler, Religare provides the best plan. The premium of the plan is Rs. 1537.

For a trip in countries like Singapore, Thailand within Asia which has been the top travel destination of 2015, a couple has to spend even less for a travel insurance policy. If you compare travel insurance plans that cover Asia, you will get the lowest premium of Rs. 1218 from Explore Asia plan provided by Religare.

The positive part of the survey is the increased awareness among Indian travelers. More than 90% of young generation is aware of the travel insurance which is a significant rise from last year’s 80%. One of the major provider of travel insurance plans in India; ICICI Lombard underwritten a total travel insurance premium of Rs 100 previous year, one can expect the premium to increase by 5-10% in this year. The problem is not with the awareness; it is the lack of understanding about the benefits associated with these travel covers.

27% of the total respondents in the survey choose not to avail a travel insurance plan simply because they were under the wrong conception that such plans cover only accidents, loss of baggage and theft but don’t provide medical coverage. This is far from being the truth as the complete break-up of Titanium plan by HDFC ERGO shows extensive coverage for medical emergencies.

25% surveyed people didn’t buy any travel plan because they thought such plans are costly but it is not so. The price of all plans for person mentioned here are about less than Rs. 100 to less than Rs. 140 for each day of a 10 days trip. Travel insurance policies for couples are even cheaper as they cost in the range of less than Rs. 65 per day per person to less than Rs. 125 per day per person for destinations like US, UK and all countries in Asia including popular destinations like Singapore, Thailand.

Indians love to spend their holidays in international destinations. An international travel insurance plan doesn’t cost much and offers a lot in return. If you are also a travel freak, you should insure the total duration of the trip so that you can enjoy your holiday with complete peace of mind.

Avishek Bhattacharjee has been associated with the general insurance sector in India for many years. He regularly comes up with informative and interesting articles to provide information about various insurance policies. This write-up discusses about the importance and benefits associated with travel insurance plans in India.

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Blogging Syndication and Pinterest Marketing Exposed

Companies and individuals get excited about the open playing field blogging and Pinterest provides. Marketing trends on social media suggests it to be a vital traffic generation method for large and small corporations.

Why not market on here? This social media giant is more established in the eyes of the Big Search Engines. If you are running a blog; Keep reading to discover why you should consider promoting your business on this pinning phenom.

Why Market on Pinterest?

Not only does this visually inclined social network grow daily, their membership has exploded to 20 Mil users. This achievement allows them to claim 1 of the top 3 social networking sites globally. Users spend an average of 15 minutes per day browsing. Credit: copyblogger[dot]com

Is Pinterest Good For Marketing?

So what does this mean for you? Well, pinterest is an online bulletin board for people and businesses to pin photo’s, videos, blog posts, contests, infographics and more! This is golden, if you don’t have a million dollar marketing budget.

Because with Pinterest you can leverage their popularity to drive referral traffic right to your website, blog, YouTube channel or ezine article.

Why Are You Pinning on Pinterest?

Don’t be fooled by the silly task of pinning photo’s and videos. A picture is worth a million words, and videos typically last forever. In 2012 alone, Pinterest recorded driving more traffic than LinkedIn, Google+, Reddit, and YouTube – combined!

Lately, I’ve been watching industry leaders who generate all their wealth through business models and systems; Dominate this marketing beast known as Pinterest. So, I decided to take a closer look. Firstly, because of the popularity, here are 3 reasons why you must syndicate your blog with Pinterest.

3 Reasons Smart Marketers Love Pinterest Pinning?

High Page Rank and Domain Authority (SEO nerds)
ZERO-Stress Sign-Up Process, Minimum Promoting Restrictions
Pinners Purchase More Than Any Other Digital Channel (FB incl.)

So Do You Think Pinning is Vital To Bloggers?

The niche blogging is massive. In fact, it’s a super-niche! Bloggers rely heavily on generating traffic for content. Then monetizing that traffic with services,products, or both. Organic search traffic is their primary source of traffic, if they are not aware of how powerful social media can be.

Most bloggers have a basic understanding of how SEO works. On page, off page and the importance of back links. With the new Google updates like Panda and Hummingbird; What was taught in the SEO world just 1 year ago is completely obsolete.

Let me tell you my story. Before the last update from Google, I lost 90% of all my traffic. Which was coming mainly from Google search. With my traffic disappearing, my income instantly dropped!

My income dropped because I depend on traffic like every other business. Once I monetize this traffic, I use little-known psychology to convert my traffic into leads or potential customers.

Next, I have a series of automated up sells. So, because of the traffic disappearing I had to adapt. So I started marketing my business on ‘Pinterest’ and other social bookmark networks to serve as a tier 1 site. I will explain more about tiers later to build Google safe back links without penalty flags.

For now, I want you to understand that in the eyes of Google, Pinterest is golden. Do you want my formula for instant rankings in the search engines?

Sure you do! Grab something to write with: After publishing new content to your personal blog, EzineArticles or any site that makes you the money. By the way, this is referred to by SEO geeks as the (Money Site).

How To Use Pinterest For Business Marketing Vol 1:

Power Pinning For NON-seo geeks!

So immediately after you publish your article, you’re going to use social media to syndicate and start building backlinks. This social media layer will be your tier 1 site. It serves as a buffer site to build links. If I do not have the top social networks listed in my author account. Google it!

Semi Automated Marketing Tools and Software

Take those top sites, and register full profiles with your bio and picture. Don’t forget Pinterest. After you publish your blog post. Use a simple software like onlywire or hootsuite to blast simultaneously. You can also go to fiverr[dot]com, and search social bookmarks to find someone who will do this for $5.

Now, that you know how to start building a backlink profile with social media. Wait, until I tell you about what you can do on the 2nd and 3rd tier links to skyrocket your blog posts to the moon!

Pinterest marketing alone without backlink know-how, can drive you more traffic and sales based on the market research I performed on Quancast[dot]com. Which is a site where you can get demographics, which is vital to targeted marketing.

In closing, Pinterest marketing is more complex and powerful than you know. Add me on EzineArticles to be first to know when I release the 2nd volume of how to use Pinterest as a marketing tool!

After losing 90.3% of his organic traffic; Wendhell J Freeman helps normal people like you, get their traffic back through safe white hat practices. Stop struggling to learn SEO, backlinks, and ranking and click here to discover more: Pinterest marketing [http://www.mastermlmsecrets.com] secrets on my personal blog.

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Social Media and Your Online Marketing Strategy

Internet marketing is a critically important way for any business to promote its brand and ensure that it is reaching as many potential customers as possible. The internet is a huge place though, with vast resources and possibilities for connecting with others. This is all good for your internet marketing strategy though. As long as you can figure out a way to shape that strategy around the obvious benefits of the internet, you can be successful marketing and ultimately selling your product.

The discussion now leads us to the importance and ramifications of social media for your business. By its very nature, social media is all about connecting people. In the past decade, billions of people around the world have flocked to social media for its ability to connect them with friends, family, and even business. This means that tailoring your online marketing strategy to take best possible advantage of social media trends is vitally important in making an impact on consumers and reaching the highest number of potential customers available. Social media is a broad category and includes a huge number of potential platforms for interacting and making contacts.

One of the most important of these social media platforms is Twitter. Some people lament the sad state of the modern attention span and Twitter is certainly not helping in that regard. The service allows any user to instantly share messages of up to 140 characters with anyone that wants to “follow” them. Twitter is free furthermore, and there is no limit to the number of tweets you can produce, or the number of followers you can acquire.

If you read that in the context of an internet marketing strategy and your eyes don’t absolutely light up, then you may want to read it again. That’s right, Twitter is the perfect platform for your business to make all the connections it can. Furthermore, the 140 characters allow you to quickly and with pinpoint accuracy, deliver your message to possible customers and clients.

While Twitter can be hugely important in obtaining attention and traction amongst potential customers, there are other social media platforms that will allow you to reach a completely different audience.

LinkedIn is one of these platforms, and it connects millions of working professionals around the globe. Although it doesn’t offer the same benefits of twitter, it does fundamentally connect you with potential clients and customers. By employing an aggressive strategy to make contacts and form relationships via LinkedIn, your online marketing strategy will by definition be targeting serious professionals who may actually benefit from your product or service.

Internet marketing strategies are key for your business. They allow you to harness the power of the internet in promoting your brand or image and simultaneously reach the millions of people around the world that are always looking for new products and new solutions to their problems. Although the internet is an inherently social tool, it makes sense to refine that social aspect to the point that your business strategy relies heavily on the power of social networks to help it grow. Whichever network you or your business choose to use, the odds are you will find opportunities for growth and developing new partnerships that you never thought possible.

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The Real Power of Web Directories For Business

Much has been said about how important it is to have a strong online presence, especially for businesses. But little do we know about the real power of web directories for business and in boosting their revenues.

Different sources say different things about different website directories and bookmarking sites and their potency in boosting a company’s online presence. This often causes information overload for people and business owners in deciding whether it is really that important to invest and devote time in it.

Know Your Priorities

In business, knowing your priorities and knowing where to devote your time is a very crucial attribute for a businessman. This can actually determine a business’ success or in some cases, cause its failure.

Wasting your company’s resources to things that are not part of your priorities can be very detrimental to your business. If you’re a start-up or a small business that rely on local customers, reaching out to your targeted market and learning the power of web directories are probably among your priorities.

Promoting Your Business

On top of developing your core products or services, one of the most important things that every business owner must prioritize is marketing. A very significant aspect of marketing that is very crucial for all types of business is promotion.

If you own a small business in a small town, promoting your product or services is not totally different when you own a big multi-million dollar firm. The key ingredient to effective product or service promotion is well planned and ready to take risks.

Know Your Market

Before you can promote something to someone, you need to know who that someone is. Thus, before running a marketing campaign, whether online or offline, you need to know your market.

Now, once you have the list of your potential clients, making your website have a very strong online presence will be easier. With your company listed on different site directories, it will be easier for your potential clients to know that you or your company exists.

Don’t Spam People

With the technologies and free resources available online, there are a lot of people who take advantage of these services. In fact, among the online resources that are vulnerable to abuse of spam users are the different online directories.

If you want to create a good image to your clients or customers, spamming people are the last thing that you should do. You must not abuse any resources online at major networking sites and search engines have become very watchful against spammers online.

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Buying a Home With Built-In Problems

It is a terrible situation when one buys a property with unseen flaws in its construction. Usually in Australia this is covered by government departments that oversee the building of such and push the company to fix them. Recently, however, it has come to light that many buildings cannot be fixed and the builders have no responsibility for the mess they create for purchasers.

A radio program did a story on high-rise apartment buildings and the list of complaints from purchasers was long and horrendous. It appears that people only have a month or so to raise certain issues and after that the company is off-the-hook. That would seem reasonable under normal circumstances where one can do a visual check on things and pass it.

It happened, however, that Sydney had a long dry spell and many apartment buildings were put up during that time. Then came a month’s worth of rain in a day or so and all hell broke loose for many apartment dwellers. Their beautiful home was suddenly flooded with rain water.

One gentleman told of bailing our some 80-120 litres of water from a dam he had to erect in his lounge-room. His entire apartment was flooded before he was able to get the wall built and this ruined carpets and furniture.

With the Grenville Towers episode in London showing the effect of poor building materials and the danger to tenants as a result one wonders if the same could happen here? The government wondered the same and sent inspectors around to check. Sure enough some 1,200 apartment buildings have the same type of cladding which has entered the country illegally.

Money is the main goal of building companies and over the years the standards have slipped so far that one must think twice before purchasing any home. With many apartments now sold off the plan, that is before they are constructed, the future for any purchaser may be one of heart-break and being stuck with something with no resale value.

Norma Holt has knowledge that enables her to understand many issues. Social, political, and behavioural problems are usually on her list for discussion and the depth of her research will amaze.

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The Importance of Hiring a Property Management Company

In this age of independence and mindset that one can manage on his own, it is inevitable that a property owner would think he will do fine on his own. Sure, you got tenants who at first, pay on time until gradually they won’t, some will breach the contract and lease terms, then they cause problems with the neighbors and other tenants, then slowly you will notice you are losing money and when you decide to evict the tenant, next thing you know, you have a lawsuit at your doorstep.

The reality is if you use the services of a professional property management company, not only do you have peace of mind, your investment is protected and the consistent cash flow you receive through rent can assist you to buy additional investment properties.

This is why you need the assistance of a property management company, but before that, we will determine the pointers on why it is important to hire one.

Determining the Worth of Your Property

The problem with inexperienced owners is that sometimes they get overwhelmed on how they price their property to the market: oversell and you have to deal with the high vacancy rate with no profit, undersell and you will realize you are slowly losing profit. This is where a property management company comes in, they will help you determine a balanced meal where you gain tenants and continue to rake in profit.

A property management company is also well-versed in marketing your property and placing ads where it will attract tenants. They will answer any inquiry and they know what entices a prospective tenant, therefore will help you point out some cosmetic improvements so that the tenants will feel that renting your property is worthy of their money.

Avoiding Major Problems with Tenants

Screening tenants would not be one of your problems anymore because the property management company will take care of it. They know too well how to check the background of the interested tenants, their criminal records, their relationship with previous property owners and if they have ever caused problems before. Think of it as helping you weed out the bad ones for a healthy and bountiful crop.

Collecting rents is the most common problem in renting out your property. When left to your own devices, having your tenants pay you on time will become a child’s play of hiding and seek between them and you as the property owner, certainly some tenants will tug at your heartstrings and gain your sympathy with the hope that you will let them get away with it. A property management company, however, will become the middleman who will ensure that the tenants abide by the lease terms and should understand that they are just doing their job for you, keeping your cash flow consistent.

Maintenance

When a tenant has reached the end of the contract, the grueling process of turnover will usually keep you busy as a property owner, but with a property management company by your side, that is another pile of stress that will be taken care of. Any deductions from the security deposit will be made and returned to the tenant, and the restoration process of repairing any damages, repainting, changing locks and cleaning the property would be done without getting your own hands dirty.

As a property management company, expect that they know the right people to contact should there be any problems with leaks, wiring, and plumbing experienced by the tenants and their dilemmas will be addressed promptly.

Saving Time and Money

A successful businessman knows that delegating tasks is key for a successful business so that one can have more time to deal with other business ventures. With almost everything being taken care of, it seems like the only thing left to do is to visit your property at a certain time interval and continue to rake in profit while having more time to spend it with your family, social life, other priorities, and investments.

IN CONCLUSION

Hiring a property management company takes care of the burden for you, especially if you are well aware that marketing, confronting tenants with late payments and handling maintenance are not your strongest points especially if managing your property is not the only priority you have in your busy life. Therefore delegating this task to a reliable property management company may just be one of the best decisions you have ever made.

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What to Ask When Looking for a Good Property Manager

If you’ve ever searched for a good property manager before, then you know how difficult it can be to find a good one for your rental property. There are several property managers out there, probably more than what you really need to bring your property into the market.

With so many choices available, you may find it difficult to choose one for your unit. But don’t worry – if you ask the right questions while shopping around for property managers, you’ll get a better idea of who would make the best fit for your property. Ask them these questions when discussing your property to see if they’re the right property manager for you:

1. What type of properties have you managed?

Experience counts for a lot in property management, and it can separate the good ones from the ones you should steer away from. Experience in this field, however, isn’t just about the number of years worked in the field; it’s also about what type of properties they’ve managed. Depending on what type of property you have, you can either go with someone who specialises in managing properties like yours or someone who has more varied experience managing different types of properties.

2. How do you screen potential tenants?

Screening potential tenants is one of the most important steps to property management, so the way they do this often reflects their level of service to your property. Ask them how they’ll match tenants to your property and what their process is like for finding tenants. This will give you a better idea of how they operate and what lengths they’ll go to find the right match for your property.

3. How do you handle late payments by tenants?

Finding tenants is just one phase of property management; the longer phase involves managing the tenancy itself. Asking them this question will show you what their management style is like and how they’ll deal with critical rental issues like these. See if their process aligns with what you expect them to do and how you want your property to be managed.

4. How do you respond to complaints?

Similar to the previous question, this question allows you to gauge how well a potential property manager will handle the landlord-tenant relationship. Remember that a property manager will act as the mediator between you and your tenant, so it’s important that you’re comfortable with their process for dealing with any complaints or issues.

5. How often do you do inspections?

Routine inspections are important to any tenancy agreement, and the number of times it’s done per year will help give you better peace of mind as the landlord or owner. This question will also show you how well the property manager will look after your property even after the start of the tenancy.

6. What’s the right rental price for my property?

If you’ve done your research beforehand, this question will let you assess how well a potential property manager knows the market and what they can offer you. It also allows you to get a better idea of what your property is worth in the current market. Compare their answer with different property managers to see what they offer and to better understand where your property stands in the market.

7. What are the things I can do to improve my listing?

Asking them this question won’t just reveal their expertise in property management, but it’ll also help you put your property in the best position in the market. Note their suggestions, assess how relevant they are, and decide whether or not they can get your property where you want it to be.

8. What are the full costs and fees for managing my property?

Some have small sign-up fees but a variety of hidden fees once you sign on and let them manage your property. Avoid getting surprised by such fees, and ask them to indicate all management and service fees included in their service. The more complicated their fee structure is, the bigger the headache (and expense) it will likely be.

9. What can you do that others can’t?

This is where prospective property managers will try to sell you on what they offer and how well they set themselves apart from the competition. It’s also the part where you assess the intangibles in any working relationship, giving you a better idea of how well they meet your standards. Listen well, take notes, and assess if they provide what you’re looking for.

With so many choices available today, finding the right property management company can be difficult. But by asking the right questions and doing your research beforehand, you’ll find that all the hard work you put into finding the right manager will be worth it. Once you find the right one, your property (and wallet) will surely thank you.

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Real Estate Agent Job Description

Real estate agents liaise between home owners and buyers to conduct the sale, purchase or rent of properties. They work for brokers and play a major role in assisting people buy or sell residential, commercial or industrial property. They keep and maintain an up-to-date account of property listing and other relevant housing information to stay abreast with properties available on the real estate market. They subscribe to several listing services to advertise and market properties up for sale. They also contact property and market properties up for sale. They also contact property owners to obtain information regarding a property.

As part of their responsibilities, estate agents present sales and purchase offers to clients for consideration. They advise them on property rates, legal requirements and general market trend. They also interview clients to determine their property preference or specification. Usually, they prepare a list of properties that best match the needs and requirements of clients. They visit and inspect properties in order to establish precise property value. They also proffer recommendations to clients on properties that best suit their budget and preference.

Most estate agents oversee the preparation of closing statements, purchase agreements, representation contracts and other necessary documents required for estate trade. They conduct negotiations between property sellers and buyers to establish price and other terms of sales. They also liaise with pest control operators, home inspectors etc. to ensure the terms and conditions stated in a purchase agreement are met prior to the closing of sales.

In fulfilling their role, real estate agents oversee the closing of property sales, they ensure payment is complete and appropriate documents signed. They maintain contact with clients to offer them real estate services/products and assist with the resolution of issues. They also provide consultation services to clients to recommend strategies for the speedy sale of property. They often conduct training programs for junior/trainee sales agents to enhance their sales skill. This job position requires at least a high school diploma, state license for practice and an aptitude for sales. Qualities needed for the job include persuasion, interpersonal skills and problem-solving skills.

Real Estate Agent Job Description Sample

Given below is a sample of the job description usually handed real estate agents by most employers:

Act as liaisons to conduct real estate trade between property buyers and sellers
Present sales offers to clients as well as bid on available properties
Carry out investigations to determine client credit status and ability to complete payment
Inspect properties to appraise its value and estimate the worth on the property market
Interact with clients to identify their requirements and proffer recommendations on properties that best suit their budgets
Assist home sellers in promoting their buildings on property listing services to attract clients for purchase
Prepare and deliver sales pitches to clients in order to secure real estate contract
Provide clients with a list of properties available for sale to assist them in making choice selection
Conduct price negotiations between property buyers and sellers to ensure a fair bargain for both parties
Provide clients with a tour of residential, industrial or commercial properties to showcase and explain property features
Carry out investigations to confirm clients have clear property titles
Provide appropriate reply to client’s enquiries concerning property appraisals, financing, maintenance etc.
Examine property premises to recommend maintenance measure required to improve the face value
Assist clients in evaluating mortgage options to obtain the best rate and terms
Attend conventions, conferences and seminars to improve existing job knowledge and expand personal network.

If you are a recruiter needing the best real estate agent to hire, you can use the sample job description above in making one for your company, for use in hiring and assigning duties to the successful candidates.

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